F.A.Q
How can we help you?
When you choose to avail our services, we do not charge you anything in return. From checking the status of your credit score to identifying the negative credit account (s) that could be affecting your credit score, we offer everything for free.
On identifying the negative credit account (s) in your credit report, we help you in getting rid of them by clearing the dues on those accounts completely and hence, your credit score gets improved gradually and you become eligible to apply for the desired loan or credit card.
We are available at your service 24/7. So, in case of any issue related to your credit health, you can reach out to us. We will be pleased to serve you!
How udhaar sudhaar assists you
In this section, we are going to address all the frequently asked questions (FAQ) on how Udhaar Sudhaar can assist you in fixing certain concerns and issues regarding your credit score and credit report to make you creditworthy.
Now that you have got an overview of how we can assist you, continue to read to know more about us!
- About us
With more than 15 years of experience in the fintech field, we are now ready to come up with a platform , named, Udhaar Sudhaar. During this span of 15 long years, we have helped many individuals, across India in improving their credit health by offering them a chance to settle their existing "written off" credit accounts and looking forward to help more such individuals.
To fall under the category "credit healthy", you must have taken a loan or credit card with paying consistent and timely EMI or credit card bills.On contrary, if you miss on multiple EMIs or you are unable to pay off the dues, your credit score will be impacted negatively, forcing it to fall under the category of "bad credit score".
We firmly believe that every individual must have easy access to the benefits that come along with good credit health. Therefore, we offer the service of credit improvement for free, without charging any fee.
Now that we have planned to extend our services to help more individuals, we will be a larger team of professionals with years of experience. With increased experience as a whole, our functioning will be better than ever before. So, get in touch with us if you are looking to improve your credit health. We will be pleased to serve you!
What does udhaar sudhaar aim at?
We aim at improving the credit health of the individuals across India for free, in order to make it easy for them to avail various credit products at the most attractive terms in future. To make this happen successfully, we have a team of professionals that bring the use of data science into fintech.
What we offer our customers?
The range of services that we offer our customers is extensive. We provide complete assistance to our customers to avail a free credit health check and analyse their creditworthiness. We assist them to get their hands on free credit score by sending the details to the credit bureaus on their behalf. We guide them with the ways to improve their credit score. We conduct a robust quest to find credit products that are best suited for our customers. We help our customers in resolving the issues that are responsible for impacting their creditworthiness along with making them cognizant to the reasons for the rejections of their loan or credit card application.
What platform is udhaar sudhaar?
We introduce ourselves as a Digital Credit Facilitator, based in Chennai, India. Using the power of technology, we intend to facilitate the process of understanding various aspects relating to credit for our customers in order to help them in making favourable credit decisions. At Udhaar Sudhaar, we help the customers to know the status of their credit health and plan an appropriate course of action to help them achieve better credit health. Once their credit health has been improved, the next step is to assist them in ascertaining the credit product that best matches with their credit profile.
How long does it take for credit improvement?
When it comes to determining the total time taken in the process of credit improvement, there is nothing as fixed. In order to rebuild your credit score, you must be able to showcase a strong repaying ability in front of the lenders for the borrowings that you hold. To acknowledge a significant improvement in your credit score, you must continue to make consistent repayments for a minimum of 6 months. Besides, in case your credit report witnesses a negative credit account, you may have to pay off the outstanding amount on account of written off or settled credit accounts.
Does udhaar sudhaar help in rectifying the errors in the credit report?
We have years of experience in rectifying the errors from the credit report of our customers and we can help you as well in this regard. We will try to reach out to the credit bureaus and file a dispute on your behalf in order to rectify the errors in your credit report. Moreover, we also coordinate with the lenders in identifying the root cause of the errors in your credit report. However, for this purpose, we will need an authorization from you.
What makes udhaar sudhaar a reliable platform?
Fifteen years have been passed since we are helping individuals in improving their credit health for free. It's our honesty towards our work and customers that has made us come this far. Well, we do not feel hesitant in admitting that, "our work speaks for us". We will tell you how!
A significant proportion of our new customers is a result of the satisfactory experience of our previous customers. They approach us directly and we put in our best efforts to satisfy their purpose of approaching us. So, if you are looking for a reliable platform to improve your credit health, Udhaar Sudhaar is the best choice to make. We assure you that you will never regret your decision of choosing us!
